What is an SBA 7(a) Loan?

The Small Business Administration (SBA) is a federal agency dedicated to strengthening America’s small businesses through a variety of initiatives. Among the various types of SBA loan program, its most popular is the SBA 7(a) Loan program.

SBA-guaranteed loans range from small to large, can be used for most business purposes, including long-term fixed assets and operating capital, and generally have rates and fees that are comparable to non-guaranteed loans. The terms and conditions may vary by the type of loan and must meet SBA eligibility requirements.

Benefits of an SBA 7(a) Loan include:
  • Up to 90% financing for qualified applicants
  • Lower down payments
  • Longer terms
  • Fully amortized loans, no balloon payments

Business Financing

Up to 80% LTV
Up to 10 years terms

Real Estate Acquisition

Up to 90% LTV
Up to 25 year terms
51% owner-occupied

Debt Refinance

Business and/or Commercial Real Estate

Why Choose Centerstone?

  • Direct PLP Lender
  • Nationwide Lender
  • Efficient Processing
  • High Closing Rate
  • Solution-Based Lending
  • Fast Turnaround
  • Common Sense Lending
  • Full Team Approach
why choose centerstone

Apply today to see if you prequalify for an SBA 7(a) Loan!

(min. $350,000 to $5,000,000)